Articles

Where to look for money

Side Hustles & Extra Income

Flexible ways to earn a little extra on the side.

Benefits & Assistance

Programs you may already qualify for.

Get Paid for Your Time

Paid research studies, product testing, and focus groups.

Free Money for School

Grants and programs most people never hear about.

Money-Saving Tips

Real ways to spend less without changing your life.
A historic university building surrounded by autumn trees

Finishing a degree you already started: don’t pay twice for credits you have

About 38 million working-age adults have college credit and no credential. The credits you already earned, and the ones from your job, are worth more than you think.
Document folders and a pen arranged on a wooden table

What you need before you apply for benefits

Paperwork stops more eligible people than income limits do. Here's the document checklist, the legal timelines, and the 7-day rule most people never hear about.
Hands organizing tax forms on a desk with a calculator and laptop

The tax credit 1 in 5 people never claim

About 5 million people who qualify for the Earned Income Tax Credit don't claim it, leaving roughly $7 billion a year unclaimed. Most of them never file.
A woman making a phone call at a desk with papers and a laptop

How to get a medical bill reduced or written off

Nonprofit hospitals are legally required to have a financial assistance policy, and federal law sets no income limit on it. Here's how to actually use that.
A man sitting on a sofa at home reading a message on his smartphone

How to spot a job scam: the rule that catches almost all of them

Job scam losses hit $501 million in 2024. One rule catches nearly all of them, and the newest version arrives as a friendly text about easy online tasks.
A family unpacking groceries together at a wooden kitchen table

Grocery budget for a family of 4: the official number, and why yours is higher

The federal government publishes an official grocery benchmark for a family of four. It's $994 a month, and the assumption behind it explains your real bill.
A mother working at a laptop at home while her child plays nearby

Grants for single moms to go back to school: what’s real and what’s bait

No federal grant is reserved for single mothers. But having a dependent child changes your aid formula, and one federal childcare program almost nobody mentions.
A man sitting on a sofa with a coffee, using his smartphone

How much money can you make taking surveys? Do the math first

Four variables decide your survey earnings, and only one of them is effort. Here's the arithmetic, and the one category of survey site that pays differently.
A person opening and sorting mail and envelopes at home

How to lower your monthly bills, ranked by how much they actually save

Most bill-cutting advice starts with subscriptions, which is the smallest win available. Here's the same list ordered by what each move is actually worth.
An adult student writing in a notebook beside a laptop at a desk

Grants for adults going back to school: where the money actually is

There's no special grant for adult students. But turning 24 changes your federal aid math, and two sources most adults never check are worth thousands.